Adl Sakane is a housing finance support mechanism for members of the Mohammedia Foundation for the Social Works of Magistrates and Justice Officials, designed to facilitate the purchase or construction of their primary residence. It covers mortgage loans for the acquisition or construction of a primary residence. The support takes the form of full or partial coverage of the mortgage interest, depending on the type of loan granted.
Who is eligible and which sectors are covered?
Adl Sakane covers the housing sector. It is open to members of the Mohammedia Foundation for the Social Works of Magistrates and Justice Officials, who do not already own a primary residence (cases of joint ownership are eligible) and who hold a valid prior approval from the Foundation, for projects involving the purchase or construction of a primary residence.
What financing is covered, how long does it last, and what does it cost?
Adl Sakane operates through mortgage loans, benefiting from an interest rebate mechanism, available under two formats that can be combined:
What is the risk ceiling?
The maximum level of support is capped at MAD 300,000 per beneficiary, corresponding to the combined total of Type A and Type B loans.
How long does it take and how do I apply?
Applications are submitted through the bank, on the basis of a valid prior approval issued by the Foundation. Files are processed in accordance with the procedures in force between the Foundation and the partner banking institution.
